Introduction

: Nowadays, Internet Crossover Finance has become the most popular buzzword in China. This emerging industry draws attention from the entire population and involves everyone in the country, from the prime minister to the civilians. In the wake of dot-com companies engaging in financial industry while traditional financial institutions are continuing to move into the field of online banking, financial innovations are emerging in an endless stream. The launch of "Yu’EBao” declared that China’s financial system had comprehensively marched into the era of Internet finance, which not only activates the catfish effect in the existing financial system, but also provides new development opportunities for the inclusive financial system. Internet Crossover Finance is a significant trend in the upcoming financial development, however, what is its real impact on the banking industry? How can conventional banks philosophically seize the opportunities of Internet financing? What is the industrial configuration for the next decade?

Internet Crossover Finance is deemed to be the emerging industry with the greatest late-mover advantage in China since the 3rd Plenary Session of 18th CPC Central Committee announced “to develop inclusive finance system". In addition to third-party payment, crowdfunding and financial supermarket, there is nothing more imaginative and impactive than online P2P (Peer-to-Peer) lending among other Internet financial services. P2P has embraced exceptionally vigorous development since its first introduction into China back in 2007. In the surging waves of P2P innovation, is it the right remedy for the “failure” zones of conventional finance?Or is it a beneficial complement to the conventional financial system?

Political and business leaders from around the world will be invited to the theme dinner event, to jointly discuss the above captioned hot topic.

相关报道

阎庆民首次详解互联网金融：双向跨界: 对于互联网金融，监管也需与时俱进，总体具备三个原则：需立足于监管理念的转变、监管制度的完善，以及监管方法的创新。监管者眼中，互联网和金融之间是“双向跨界”的关系，要保持开放、包容、理性的态度，处理好跨界竞争的关系，处理好创新与风险的平衡。

陆磊：互联网与传统金融基本理念不同: 互联网金融和传统金融，监管的终极目标都是保证资金方安全，而风险往往来自于融资方或者意外事件。互联网金融目前相当程度上还无法对传统金融构成直接威胁；一旦信息技术发展到极致，融资机构就将退化为信息平台。

学者：互联网金融优势在提升信用: 互联网最大的贡献是创造了大量信息，但对金融业更重要更核心的要素是信用。只有互联网能帮助传统金融业提升信用，才能真正的改变投资者的投资决策。

麦肯锡徐军：互联网金融兴盛有两大原因: 当前，中国的互联网金融大行其道，发展速度迅猛。对此，麦肯锡全球董事合伙人中国区银行负责人徐军给出解释，原因之一是无风险利率很高，第二是金融抑制。

网信金融：互联网金融要更懂实业: “互联网金融需要战略上更懂实业，从战术上给予更有效的业务帮助。互联网金融的二次跨界，两种业态的‘牵手’还不够，还需要结合企业形成‘三角关系’。” 网信金融集团首席执行官盛佳在2014夏季达沃斯论坛“财新夜话：互联网跨界金融——创新与变革”论坛上如此表示。

微众银行顾敏：民营银行可以更像平台

成为一家银行与成为平台并不相悖，从该民营银行筹建之初，就希望微众银行像平台，而不像传统银行。互联网公司可以不拿银行牌照，第一可以免于一些监管，第二是一个平台，第三创新空间很大。

Overview

With the Central Committee’s announcement to ‘develop inclusive finance system’ during the 3rd Plenary Session, China has enjoyed a late-mover advantage in the internet finance industry. Online Peer-to-peer (P2P) lending has become the most imaginative and impactful development since its introduction back in 2007. But is P2P lending the right remedy for the “failure” zones of conventional finance? Or is it a beneficial complement to the conventional financial system?

Registration:

Ms.WU 010-85905094 　mengwu@caixin.com

Chief Sponsor

Wine Sponsor

Proposed Agenda

Sep.10,2014

Time	Topic	Internet Crossover Finance: Innovation and Reform
18:30-19:00	Registration
19:00-19:10	Welcome Address	HU Shuli, Editor-in-Chief, Caixin Media
19:10-19:30	Keynote Speech	YAN Qingmin Vice Chairman ofthe China Banking Regulatory Commission
19:30-20:30	Panel Discussion	Lu Lei, Director of Research Bureau, People’s Bank of China Zhu Ning, Professor of Finance,Deputy Director, Shanghai Advanced Institute of Finance Xu Jun, Partner, McKinsey & Company; Leader of BankingPractice, China,McKinsey & Company Jia Sheng, CEO of Net Credit Finance Group David Ku, Chairman and CEO of WeBank Corporation Moderator: ZHANG Jiwei, Managing Editor, Caixin.com; Editorial Board Member, Caixin Media

财新网所刊载内容之知识产权为财新传媒及/或相关权利人专属所有或持有。未经许可，禁止进行转载、摘编、复制及建立镜像等任何使用。
如有意愿转载，请发邮件至hello@caixin.com，获得书面确认及授权后，方可转载。
京ICP证090880号京ICP备10026701号-8 |